How to save money on insurance?

I have heard my brother-in-law who sells insurance that we can actually Save Money on Insurance. I am a little puzzled because I am not familiar with insurance stuffs. He was talking with my hubby who was an insurance before too.

lilianchan.blogspot.com/2007/11/how-to-save-money-on-insurance.html

Dark Cloud on the Horizon: Rising Insurance Rates

Ahh, July ... and my family has just gotten back from a vacation that WASN'T cancelled by a hurricane.

activerain.com/blogsview/152482/Dark-Cloud-on-the

Flood insurance relies on private insurers to determine damages

"If the Times-Picayune can find this out, I believe the Department of Homeland Security ought to be able to find this," said Rep. Gene Taylor, D-Miss.

blog.nola.com/times-picayune/2007/06/flood_insurance_relies_on_priv.html